???? ?? ?????? ?? ????, ??/?? ??? ????????????????????? ??????????. ???????????? ??? ???? ?????? ???????????? ?? ??? ?? ?????????? ?? ???? ?????? ?????????????? ??????????? ???? ????.# ??, ?? ???? ???? ?? ???? ??.#????????? ?????? ???????????? ?????? ?? ???? ?? ??- Studies/tips for effective finances management and reduction on the Nationwide Healt